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"Awesome!!! Everyone should check out TrueRates.com before applying for a loan"

Corporate Office located in Bucks County, Pennsylvania

Rate information is gathered from multiple lending sources.  It should be used for research purposes only, understanding average rates available on the market and not relied on for your actual interest rate. Your rate, terms, pre-paid finance charges and APR may vary based on a number of factors including, but not limited to, the creditworthiness of the applicant(s), self-employment status of the applicant(s), condo or townhouse structure, loan amount and geographic location of the property and other considerations.. Contact your lender for specific rates the meet your particular financial situation. TrueRate.com is not responsible for the accuracy of information or responsible for the accuracy of the rates, APR or loan information posted by brokers, lenders or advertisers.  TrueRates.com is not associated with the government, and our service is not approved by the government or your lender.This is not, and is not intended to be, a mortgage application. Once you have completed this expression of interest (or information request form) your information will be sent to our participating lenders. Please note that TrueRates.com is not a mortgage lender. You will be contacted by telephone and/or email. By submitting your expression of interest you are consenting to receive telephone calls from our participating lenders even if you have previously listed yourself on any internal company, state or federal Do-Not-Call List.   General Agreement, Terms and Conditions Privacy Policy    Adverising Disclosure


First-time Homebuyer Loan Programs

We understand that buying your first home is a huge responsibility; it is also a huge opportunity. Owning your home means you can paint the walls with your favorite color, plant flowers and vegetables if you choose and plant the seed for an investment in your future.

Advantages of First-time Homeowner Loans

Get preapproved – Get preapproved before you shop for your new home so you have more bargaining power.

Low Down Payment – Many first-time homeowner mortgage programs allow you to buy a home with a minimal down payment.

Low Interest Rates – Historically, first-time homeowner mortgage loans have lower rates than standard conventional loans.

Local Real Estate Agents – We can even match you with an experienced real estate agent in your neighborhood. This will ensure a seamless home buying experience.

Most popular loan options for first-time homebuyers

FHA Loan

Purchase your home with only 3.5% down. Closing costs can be a gift from a relative!

30-Year Loan

Our most popular mortgage. Get a low payment and the security your rate won’t change for the life of your loan.

VA Loan

No down payment, no PMI and flexible credit requirements make the VA loan a top choice for veterans and active military members.

Pre-Qualify for your loan today!.  It’s Quick, Easy and there is no obligation.


Connect with a Local Mortgage Professional Today!

1-800.970.MyLoan