Rates shown are for demonstration purposes only and are subject to change without notice. Please contact a local lender in our network for rates in your area and your specific situation
Payments shown do not include amounts for taxes and insurance, or mortgage insurance. Actual payment obligation will be greater. For adjustable rate loans, after the initial period, rates and payments are based on today's index plus a margin.
Rates shown may not be available in all states
These assumptions are subject to change without notice. Rate, points and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.
The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rates and points only and does not take into account other loan specific finance charges you may be required to pay.
•The information and disclosures above relate to advertised terms made by or through TrueRates.com.
•Interest rates and terms are from a lender or lenders with whom TrueRates.com may match you and that offer the particular product. The disclosures are current as of the date indicated.
•TrueRates.com is not a lender in any transaction and does not make loans, loan commitments or lock-rates. All credit decisions, including loan approval and the conditional rates and terms you are offered, are the responsibility of the participating lenders and will vary based upon your loan request, your particular financial situation, and criteria determined by the lenders to whom you are matched. Not all consumers will qualify for the advertised rates and terms.
•You may not be matched with the lender making a particular conditional loan offer, and TrueRates.com does not guarantee that any lender will make you a conditional loan offer.
•FICO score means the FICO credit score report that a lender receives from a consumer reporting agency.
•TrueRates.com is not a banker or lender (Service Provider). Leading Service Providers participate in our matching engine who may have loan products available matching the criteria you submit in this interest profile.
•The information collected is not an application for credit or a mortgage loan, nor is it used to pre-qualify you with any Service Provider.
•Interest rate quoted assumes a FICO score of 780 with a maximum loan-to-value ratio of 60% on a primary single family home.
•The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lenders.
•Not available in all states.
•Not all consumers will qualify for these monthly payment terms. Specific rates and terms offered to our applicants by specific lenders and providers within the network may vary.
•Rates are subject to change daily without notice.
•Payment amounts shown do not include taxes or insurance. The actual payment amount will be greater.
•If a lender in our network contacts you and solicits you for a loan application, that lender must make certain disclosures to you as required by the Federal Truth In Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA) and other federal and state laws. These disclosures include details of your cost of credit, good faith estimates of your settlement costs, certain HUD mandated booklets, notice that your mortgage loan servicing may be transferred and your right to a copy of any appraisal performed on your home. The Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of the applicant's income derives from any public assistance program, or because the applicant has, in good faith, exercised any right under the Consumer Credit Protection Act. The Federal Trade Commission administers compliance with these laws and may be contacted at: The Federal Trade Commission, Equal Credit Opportunity, Washington, D.C. 20580. The foregoing requirements are mandatory for all lenders, however, TrueRates.com makes no representations as to the adequacy or compliance on behalf of any lender as we do not participate in the loan application process or make any credit decisions.