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Corporate Office located in Bucks County, Pennsylvania

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VA Loans are a Benefit You’ve Earned

If you answered “yes” to any of these questions, a VA loan might be right for you! Qualify for VA loans even with less-than-perfect credit. Unlike other options, VA loans are available as either fixed-rate or ARM mortgages – and never include monthly insurance (PMI).

VA Loan Features

How VA Home Loans Work

VA Loan Extras

Credit scores as low as 620 qualify for VA loans

Refinancing your VA Loan? Ask about the VA Streamline – refinance quickly with a reduced funding fee

VA Loans vs. Other Loans

It's true that VA loans are an easy way for veterans to save money when you are financing a home loan. When compared to conventional loans, VA loans offer excellent loan rates and require no monthly mortgage insurance. It is also much easier to qualify for VA loan than a conventional loan. All Veterans who are looking to purchase a home should exercise their VA benefits with a VA Loan.

Veteran Loans require zero money down when purchasing a home and are currently guaranteed for loan amounts up to $417,000. And if you have bad credit, VA loans can actually save you money by offering you a lower loan rate in comparison with conventional lending instruments.  

Interest Rate Choices

Veterans now have their choice of either an Adjustable rate or a Fixed rate VA mortgage. Fixed rate loans allow you to borrow a set amount of money over a set time period at a single interest rate. Adjustable rate mortgages, or ARM's, allow the borrower to adjust their interest rates if it is more favorable to do so after a given time period (usually 3 years).  

Funding Fees

Depending on your veteran status, the funding fee required by the Department of Veteran Affairs varies between 0-3.3 percent of the total amount of the veteran loan. Veterans who were disabled 10% or more during active duty are not required to pay the funding fee. With a VA Loan, it is even possible to receive a loan for 100% of your home purchase and still have no monthly mortgage insurance.

Certificate of Eligibility

To qualify for a VA Loan you will need a Certificate of Eligibility. You can obtain VA Form 26-1880 for FREE from VA Mortgage Center.com by visiting our VA Certificate of Eligibility page. Once you have completed this simple form, our VA Loan Specialists can begin the process of helping you obtain your VA Home Loan.

Pre-Qualify for your loan today!.  It’s Quick, Easy and there is no obligation.

Are you a veteran, member of the military, or a surviving spouse of a veteran?

Do you want fast approval and minimal red tape?

Are you interested in refinancing up to 100% of your home, or buying a home with no down payment?

Connect with a Local Mortgage Professional Today!